Effective Date: September 3, 2026
Last Updated: September 3, 2026
These Terms of Use (“Terms”) govern your access to and use of HealthAndWellnessDigest.com, including its articles, guides, reviews, advertorials, newsletters, landing pages, downloadable materials, forms, affiliate links, and other content or services provided through the website.
Health and Wellness Digest is operated by Soaring Financial Corp (“Company,” “we,” “us,” or “our”).
By accessing or using HealthAndWellnessDigest.com, you agree to these Terms. If you do not agree with these Terms, please do not use the website.
1. Purpose of Health and Wellness Digest
Health and Wellness Digest is a health and wellness information and publishing website.
We may provide content relating to topics including:
- General health and wellness
- Brain and memory
- Healthy aging
- Nutrition
- Sleep
- Mobility and joint health
- Fitness and lifestyle
- Personal wellness
- Wellness products
- Supplements
- Educational programs
- Wellness discoveries
- Product reviews and comparisons
Some content may include recommendations for products or services offered by independent third-party companies.
We may receive compensation when visitors purchase certain products or services through links on our website.
For additional information regarding these relationships, please review our Affiliate & Advertising Disclosure.
2. Informational Purposes Only
Content published by Health and Wellness Digest is provided for general informational and educational purposes only.
Nothing on this website is intended to constitute medical advice, diagnosis, treatment, or a substitute for advice from a physician or other qualified healthcare professional.
You should not use information from this website to diagnose or treat a medical condition or to make changes to medication, supplements, diet, exercise, or medical treatment without consulting an appropriate healthcare professional.
Never disregard professional medical advice or delay seeking medical care because of information you have read on HealthAndWellnessDigest.com.
If you believe you are experiencing a medical emergency, seek appropriate emergency medical assistance immediately.
Please review our Medical Disclaimer for additional information.
3. No Doctor-Patient Relationship
Your use of Health and Wellness Digest does not create a doctor-patient, healthcare provider-patient, therapist-client, pharmacist-patient, or other professional healthcare relationship.
Health and Wellness Digest is not a medical practice, hospital, pharmacy, healthcare provider, health insurer, or medical records service.
Any references to physicians, researchers, healthcare professionals, studies, institutions, ingredients, health conditions, or medical topics are provided for informational purposes and do not establish a professional healthcare relationship between you and Health and Wellness Digest.
4. Individual Results May Differ
Health, wellness, and lifestyle results vary from person to person.
Factors that may affect individual experiences include:
- Age
- Current health
- Medical history
- Medications
- Diet
- Lifestyle
- Physical activity
- Genetics
- Consistency of use
- Product usage
- Other individual circumstances
Nothing on Health and Wellness Digest should be interpreted as a guarantee that you will experience a particular health, wellness, physical, mental, or lifestyle result.
5. Product Information and Health Claims
Health and Wellness Digest may discuss health and wellness products, supplements, digital programs, educational resources, lifestyle products, or other third-party offerings.
Information about a product may come from sources including:
- Product manufacturers
- Product sellers
- Affiliate networks
- Advertisers
- Published research
- Product labels
- Publicly available information
- Consumer experiences
- Other third-party sources
We attempt to present useful information, but we do not guarantee that all product descriptions, ingredient information, research summaries, prices, promotions, availability, or other information will always be complete, accurate, or current.
Health and Wellness Digest does not independently test or verify every product, ingredient, statement, study, testimonial, or claim discussed on the website.
The inclusion of information about a product does not mean the product is appropriate for you.
You are responsible for evaluating products based on your own circumstances and, when appropriate, consulting a qualified healthcare professional before using them.
6. Dietary Supplements
Some products discussed on Health and Wellness Digest may be dietary supplements.
Statements regarding dietary supplements may not have been evaluated by the U.S. Food and Drug Administration.
Unless specifically approved for such purposes by the appropriate regulatory authority, dietary supplements are not intended to diagnose, treat, cure, or prevent disease.
You should review product labels, ingredients, warnings, directions, contraindications, and manufacturer information before using any supplement.
Consult an appropriate healthcare professional before beginning a supplement, particularly if you:
- Have an existing health condition
- Take prescription or nonprescription medication
- Are pregnant or nursing
- Are preparing for surgery
- Have known allergies
- Have concerns about possible interactions
7. Affiliate Relationships
Some links appearing on Health and Wellness Digest are affiliate links.
If you click an affiliate link and purchase a product or service, Health and Wellness Digest may receive a commission, referral fee, bounty, or other compensation at no additional cost to you.
Affiliate relationships may include products offered through third-party networks, merchants, retailers, manufacturers, and direct affiliate programs.
Compensation may influence which products or services we choose to discuss or feature.
An affiliate relationship does not constitute a guarantee regarding the quality, effectiveness, suitability, or safety of a particular product.
Please review our Affiliate & Advertising Disclosure for additional information.
8. Advertorial and Promotional Content
Some content appearing on Health and Wellness Digest may be promotional or advertorial in nature.
Promotional content may be identified with labels such as:
- Advertisement
- Advertorial
- Sponsored
- Promotion
- Partner Content
- Affiliate Disclosure
Health and Wellness Digest may receive compensation as a result of purchases, clicks, leads, or other actions associated with promotional content.
Promotional content should not be interpreted as medical advice or as a guarantee regarding the performance of any product.
9. Third-Party Products and Purchases
Health and Wellness Digest primarily operates as a publisher and affiliate marketer.
When you click a product link on our website, you may be redirected to a website operated by an independent manufacturer, retailer, merchant, affiliate network, or other third party.
Purchases made through those websites are transactions between you and the third-party seller.
Unless expressly stated otherwise, Health and Wellness Digest:
- Does not manufacture the product
- Does not process the purchase
- Does not collect your full payment-card information
- Does not ship or fulfill the product
- Does not determine the seller’s refund policy
- Does not control the seller’s guarantee
- Does not provide the seller’s customer service
- Does not control recurring billing arrangements established by the seller
You are responsible for reviewing the seller’s terms, pricing, refund policy, guarantee, subscription terms, shipping information, privacy policy, and other applicable conditions before purchasing.
10. Pricing, Promotions, and Availability
Prices, discounts, bonuses, promotions, guarantees, shipping terms, subscriptions, and product availability are controlled by third-party sellers and may change without notice.
Although Health and Wellness Digest may reference a price or promotion in an article, the information presented on the seller’s website or checkout page at the time of purchase controls the transaction.
We do not guarantee that a particular price, discount, bonus, or promotion mentioned on our website will still be available when you visit the seller.
11. Refunds and Customer Service for Third-Party Products
Refunds for products purchased through affiliate links are generally governed by the refund policy of the merchant or company that processed your purchase.
Health and Wellness Digest generally cannot issue refunds for purchases processed by third-party sellers.
If you have a question concerning:
- An order
- Shipping
- Billing
- Cancellation
- Subscription
- Refund
- Guarantee
- Product delivery
- Product access
you should contact the company listed on your order confirmation, receipt, credit-card statement, or product website.
12. Testimonials, Reviews, and Consumer Experiences
Health and Wellness Digest may publish or reference:
- Testimonials
- Reviews
- Consumer experiences
- Case studies
- Personal stories
- Before-and-after experiences
- Statements supplied by manufacturers or advertisers
Testimonials and individual experiences should not be interpreted as guarantees that you will achieve the same or similar results.
Individual outcomes can vary substantially.
Where testimonials or consumer experiences are supplied by third parties, Health and Wellness Digest may not have independently verified every statement contained in them.
We may edit testimonials for spelling, grammar, formatting, or length, but we will not knowingly edit them in a way that materially changes their meaning.
13. Research and Scientific Information
Health and Wellness Digest may reference scientific research, published studies, researchers, institutions, or other scientific information.
Research evolves over time, and individual studies may have limitations.
References to research should not be interpreted as proof that a specific product will produce a particular outcome for every person.
We do not guarantee that every research study referenced on the website represents the current scientific consensus.
Readers who wish to make important health decisions should consult qualified healthcare professionals and, where appropriate, review the original scientific sources.
14. Email Communications
Visitors may voluntarily subscribe to newsletters, educational series, wellness updates, product information, or other email communications.
By submitting your email address and agreeing to receive communications, you authorize us to send the types of communications described at the time of subscription.
Emails may contain:
- Educational content
- Health and wellness information
- Articles
- Wellness discoveries
- Product recommendations
- Affiliate promotions
- Special offers
You may unsubscribe from marketing emails at any time using the unsubscribe link contained in the email.
Unsubscribing from promotional emails does not necessarily prevent communications required for legal, security, administrative, or transactional purposes.
15. Forms, Surveys, and Questionnaires
Health and Wellness Digest may provide forms, surveys, questionnaires, quizzes, assessments, or similar interactive content.
Unless expressly stated otherwise, results generated from these tools are intended for informational, educational, or marketing purposes only.
They do not constitute:
- A medical diagnosis
- Medical advice
- A personalized treatment plan
- A clinical assessment
- A physician recommendation
- A substitute for professional healthcare
Do not use a website questionnaire or assessment as a substitute for appropriate medical evaluation.
16. Privacy
Your use of Health and Wellness Digest is also subject to our Privacy Policy.
The Privacy Policy describes how we may collect, use, disclose, and protect information associated with your use of the website.
Our website may use cookies, analytics, advertising technologies, affiliate tracking systems, pixels, and similar technologies.
Please review our Privacy Policy for additional information regarding these practices and available privacy choices.
17. Third-Party Websites
Health and Wellness Digest contains links to websites operated by third parties.
We do not control those websites and are not responsible for their:
- Content
- Accuracy
- Availability
- Security
- Privacy practices
- Products
- Advertising
- Pricing
- Billing
- Refund policies
- Shipping
- Guarantees
- Customer service
- Terms and conditions
A link from Health and Wellness Digest to another website does not necessarily imply that we endorse every statement, product, service, or practice of that website.
Your interactions with third-party websites are governed by their own terms and policies.
18. Intellectual Property
Unless otherwise indicated, the content appearing on HealthAndWellnessDigest.com is owned by Soaring Financial Corp, licensed to us, or used with permission.
Protected content may include:
- Articles
- Written content
- Headlines
- Graphics
- Logos
- Website design
- Images
- Videos
- Guides
- Reports
- Checklists
- Downloads
- Email content
- Original research or analysis
- Branding
- Page layouts
You may access website content for your personal, noncommercial use.
You may not, without prior written permission:
- Republish substantial portions of our content
- Sell or redistribute our content
- Copy articles to another website
- Remove copyright or attribution notices
- Create unauthorized derivative commercial products
- Scrape or systematically extract website content
- Impersonate Health and Wellness Digest
- Use our trademarks or branding in a misleading manner
Nothing in these Terms limits rights that cannot legally be restricted, including applicable fair-use rights.
19. User Submissions
If you voluntarily submit comments, feedback, testimonials, suggestions, questions, or other content to Health and Wellness Digest, you represent that you have the right to provide that material.
You agree not to submit material that:
- Is unlawful
- Is fraudulent or deceptive
- Infringes intellectual property rights
- Violates privacy or publicity rights
- Contains malware or malicious code
- Harasses or threatens another person
- Impersonates another individual or organization
Do not submit confidential medical records, Social Security numbers, financial account information, or other highly sensitive information through ordinary contact forms or email.
20. Acceptable Use
You agree not to misuse HealthAndWellnessDigest.com.
Prohibited activities include attempting to:
- Gain unauthorized access to the website or associated systems
- Introduce malware or malicious code
- Interfere with website operation or security
- Circumvent security protections
- Scrape the website through abusive automated means
- Manipulate advertising or affiliate tracking
- Commit fraud
- Impersonate another person
- Use our content unlawfully
- Violate the rights of Health and Wellness Digest or third parties
We may restrict or terminate access to the website when we reasonably believe these Terms have been violated.
21. Website Availability and Accuracy
We make reasonable efforts to keep Health and Wellness Digest available and useful, but we do not guarantee that the website will always operate without interruption or error.
The website may occasionally be unavailable because of:
- Maintenance
- Technical problems
- Hosting outages
- Internet disruptions
- Security incidents
- Third-party service interruptions
- Software updates
- Events outside our reasonable control
We may modify, remove, update, or discontinue website content or features at any time.
22. Disclaimer of Warranties
To the fullest extent permitted by applicable law, HealthAndWellnessDigest.com and its content are provided on an “as is” and “as available” basis.
Soaring Financial Corp makes no warranties or representations, express or implied, regarding:
- Website availability
- Accuracy
- Completeness
- Reliability
- Suitability
- Product effectiveness
- Health outcomes
- Third-party products
- Third-party websites
- Merchant performance
- Website security
- Error-free operation
To the fullest extent permitted by law, we disclaim implied warranties including merchantability, fitness for a particular purpose, title, and non-infringement.
Nothing in these Terms excludes warranties or rights that cannot lawfully be excluded.
23. Limitation of Liability
To the fullest extent permitted by applicable law, Soaring Financial Corp and its owners, officers, employees, contractors, representatives, affiliates, and licensors will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or relating to your use of HealthAndWellnessDigest.com.
This includes damages arising from or relating to:
- Reliance on website content
- Use or misuse of health information
- Third-party products
- Affiliate products
- Third-party websites
- Product performance
- Product side effects or interactions
- Purchase disputes
- Shipping or fulfillment problems
- Merchant billing
- Website interruption
- Loss of data
Nothing in these Terms limits liability where such limitation is prohibited by applicable law.
24. Indemnification
To the extent permitted by law, you agree to indemnify and hold harmless Soaring Financial Corp and its owners, officers, employees, contractors, and representatives from claims, damages, liabilities, losses, costs, and expenses arising from:
- Your unlawful use of the website
- Your material violation of these Terms
- Your violation of applicable law
- Your infringement of another person’s rights
- Content you submit through the website
This provision does not apply where prohibited by applicable law.
25. Governing Law
These Terms are governed by the laws of the State of Ohio, without regard to conflict-of-law principles, except to the extent that applicable consumer-protection law requires otherwise.
To the extent permitted by applicable law, disputes relating to these Terms or your use of HealthAndWellnessDigest.com will be subject to the jurisdiction of appropriate courts located in Ohio.
Nothing in this section prevents a consumer from exercising rights provided by applicable law that cannot contractually be waived.
26. Severability
If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, that provision will be interpreted or limited to the extent necessary to make it enforceable where possible.
The remaining provisions will remain in effect.
27. No Waiver
Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or our right to enforce it later.
28. Changes to These Terms
We may update these Terms periodically to reflect changes to:
- Our website
- Our content
- Our business practices
- Affiliate relationships
- Technology
- Applicable laws or regulations
The revised Terms will be posted on this page with an updated Last Updated date.
Your continued use of the website after revised Terms are posted constitutes acceptance of the revised Terms to the extent permitted by applicable law.
29. Contact Us
Questions regarding these Terms may be directed to:
Health and Wellness Digest
Operated by Soaring Financial Corp
8 The Green #25867
Dover, DE 19901
Email: frank@healthandwellnessdigest.com
Website: HealthAndWellnessDigest.com
Related Policies
Your use of Health and Wellness Digest is also subject to the following policies and disclosures:
- Privacy Policy
- Medical Disclaimer
- Affiliate & Advertising Disclosure
These documents should be read together with these Terms of Use.